Local Dental Care - California Blue Cross Dental Plan
Richard McCloskey D.D.S
Appointments: (909) 621-4862
Richard McCloskey D.D.S.
Richard McCloskey D.D.S
412 West Baseline Rd
Claremont, CA 91711
For comfortable tooth cleaning in the Claremont, California area, Dr. Richard McCloskey is known for having a gentle touch. The friendly team at Richard McCloskey D.D.S provides dental hygiene treatments for a whiter smile.
Maintaining good dental hygiene is the foundation for healthy teeth and gums. We're committed to helping you have a lifetime of oral health.
For comfortable dental hygiene treatment in the Claremont, California area, Dr. Richard McCloskey is known for having a gentle touch. The friendly team at Richard McCloskey D.D.S provides teeth cleaning for a whiter smile.
Maintaining good dental hygiene is the foundation for healthy teeth and gums. We're committed to helping you have a lifetime of oral health.
Dr. Richard McCloskey at his Claremont area dental implants practice offers extensive experience restoring your dental implant crown.
Our dedicated team uses state-of-the-art materials and techniques for stability and longevity. You'll enjoy the comfort and confidence of natural-looking teeth.
Richard McCloskey D.D.S offers extremely durable fillings and root canals. With extensive experience in treating root canal patients, Claremont area dentist Dr. Richard McCloskey will provide you with excellent dental care.
Richard McCloskey D.D.S is a trusted Claremont area dental implants practice providing natural-looking, comfortable tooth replacement. We make it our mission to use a gentle touch during the process.
We hold ourselves to the highest standards to replace missing teeth and provide you with natural-looking results. Our goal is to restore your confidence and your bright, healthy smile.
San Diego Sleep Apnea Centers
Appointments: (858) 568-8941
Gary Sigafoos D.D.S.
San Diego Sleep Apnea Centers
4698 Convoy Street Suite 203
San Diego, CA 92111
At San Diego Sleep Apnea Centers we offer a range of treatment options for sleep apnea. If snoring or obstructed breathing is a problem, call Dr. Sigafoos today to learn how we can help you breathe easier.
Left untreated, sleep apnea can cause serious health problems, so contact us now to schedule an examination.
San Diego area gum disease dentist Gary Sigafoos, D.D.S. has extensive experience with gum grafting. If you're suffering from exposed roots or receding gums, we can help.
Our caring, professional team can perform the periodontal surgery you need. You'll once again be able to enjoy having healthy teeth and gums.
San Diego Sleep Apnea Centers is a trusted San Diego area dental implants practice providing natural-looking, comfortable tooth replacement. We make it our mission to use a gentle touch during the process.
We hold ourselves to the highest standards to replace missing teeth and provide you with natural-looking results. Our goal is to restore your confidence and your bright, healthy smile.
Gary Sigafoos, D.D.S., in the San Diego area accepts Delta Dental® insurance. Our experienced team at San Diego Sleep Apnea Centers will file your insurance claim for you.
We want your dental treatment to be affordable for you. We're committed to helping you maintain your life-long oral health.
Dr. Sigafoos has extensive experience providing gingivitis treatments in the San Diego area. Bleeding gums can lead to more serious health problems if not treated promptly.
Our friendly, professional team will evaluate your needs and design a personal treatment plan. We'll help you have healthy gums and teeth for life.
Alicia Dental
Appointments: (949) 770-7077
Robert Kluss D.D.S.
Alicia Dental
25251 Paseo de Alicia, Suite 202
Laguna Hills, CA 92653
Alicia Dental is a trusted Laguna Hills area dental implants practice providing natural-looking, comfortable tooth replacement. We make it our mission to use a gentle touch during the process.
We hold ourselves to the highest standards to replace missing teeth and provide you with natural-looking results. Our goal is to restore your confidence and your bright, healthy smile.
Here at Alicia Dental, your comfort is our number one priority. We will do our utmost to put you at ease and keep you feeling relaxed and secure. Under the experienced leadership of Dr. Robert Kluss, our dedicated team of professionals is at your service to explain your treatment thoroughly and answer any questions you may have.
Second opinions are readily given by Robert Kluss, D.D.S., at his practice in the Laguna Hills, CA area. Dr. Kluss wants you to be able to make an informed decision about your oral health needs. Dr. Kluss believes that if a treatment plan is sound, particularly one that is major and/or expensive, it should hold up to scrutiny by other dental professionals.
At Alicia Dental, we accept several types of dental insurance. With the proper information, Dr. Kluss and his staff will be happy to file your insurance claim for you. We strive to make the insurance paperwork process as simple and streamlined as possible. You are only personally responsible for the co-pay or deductible amount.
Laguna Hills area Invisalign® dentist Robert Kluss, D.D.S. is happy to provide your new clear braces. At Alicia Dental, we want you to have the straight teeth and beautiful smile you desire.
We're happy to assess your needs create your individual treatment plan for braces. You may be able to have your new Invisalign® aligners sooner than you think!
More Dental Insurance Dentists in the Laguna Hills, CA Area Near You
Fat, John C D.D.S.
7210 S Land Park Dr # A
Sacramento, CA, 95831-3663
Plum, Todd G D.D.S.
29 Rotary Way
Vallejo, CA, 94591-8475
Doctor - Activate Your Free 1stDentalInsurance Directory Listing
Minor, Robert W D.D.S.
550 Water St # I1
Santa Cruz, CA, 95060-4134
Lee, Michelle D.D.S.
44100 Jefferson St # D404
Indio, CA, 92201-2714
Office Visit Co-payments, Dental Co-insurance and Plan Deductibles
What is an office visit co-payment and co-insurance?
An office visit co-payment is a fixed dollar amount or a percentage that you pay for each Family Dental Insurancedentist visit or for each dental service provided. For example, with some plans you may pay a fixed amount such as $5 or $10 per visit. Other plans will charge you a percentage of the total fee - or dental co-insurance -- for the visit. So if your co-payment is 10% and the dentist visit was $200, you would pay 10% which, in this case, would be $20.
What is a dental insurance deductible?
A deductible is the amount of annual dental expenses that a dental plan member must pay before the dental insurance plan will begin to cover expenses. For example, if your plan has a $50 deductible, you will pay the first $50 of your dental expenses before your dental plan begins paying the expenses. Only expenses for covered services apply towards the deductible. For example, if you paid $1,000 for orthodontic work that was not an expense covered by the plan, then the $1,000 will not apply toward your annual deductible.
+Jim Du Molin is a leading Internet search expert helping individuals and families connect with the right dentist in their area. Visit his author page.
Know About a Dental Plan Before You Buy Insurance Coverage
Everyone seems to want a dental plan, but many dental patients don’t fully understand what it can do for them. The following information is intended to provide an overview of dental insurance, the variations that exist and how to effectively use your dental plan coverage and benefits. Also be sure to ask your employer if they have a discount dental plan.
Dental insurance is most commonly found as an employee benefit that helps the member and his or her family to afford proper dental care services. While dental insurance plans for individuals are sold, they are often quite expensive due to the elective nature of most dental services. Employers and their human resource managers purchase most dental plans for the company’s employees.
Dental plan and medical insurance programs are quite different in their coverage and their philosophy. A dental insurance plan is designed to support preventive care the helps the patient to avoid major dental expenses, while medical insurance programs are designed to provide extensive coverage for major illness and diseases, but little or no coverage for preventive services.
A similar medical insurance plan would have nearly complete coverage for preventive and diagnostic services, but lower coverage for a life-threatening illness that kept the patient in the hospital for an extended period of time.
The coverage levels in a dental plan are generally expressed as a series of three numbers, for instance - 100 / 80 / 50 - which represents the percentages of coverage for Preventive and Diagnostic services, Basic Restorative services (simple fillings) and Major Services (crowns, bridges and dentures). For a significant dental treatment plan, the majority of the cost will be borne by the patient because of the 50% coverage and annual maximum benefits that may be as low as $1500. Be sure to look for affordable discount dental plans.
The method of payment for dental insurance plans is referred to as fee-for-service. That is, the dentist charges a separate fee for each service rendered and the charges are submitted to the insurance company on a claim. Traditionally, those claims were paper claims that were mailed to the insurance company, but today many of the claims are being sent electronically from the dentist’s computer to the insurance company’s computer and then paid electronically back to the dentist.
It is important to remember that dental services are nearly always elective. Most patients do not have any life-threatening dental issues. Despite the fact that dental disease can be painful, the risk of death or serious consequences from a dental problem is very low. While the pain could make the situation very urgent for the patient, once the pain is relieved, the subsequent treatment can be performed quickly or slowly depending upon the expectations of the patient and the availability of the dentist and your dental plan coverage.
by Dr. Fred Sharpe
+Jim Du Molin is a leading Internet search expert helping individuals and families connect with the right dentist in their area. Visit his author page.
